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Thetextbook.

An original personal-finance textbook, now in its second edition on Top Hat.

Original textbook · Top Hat · 2nd edition, August 2026 · 1st edition, August 2020

Personal Finance

Better habits.Better results.Better future.

An original, interactive digital textbook published by Top Hat, now in its second edition. Designed for college personal-finance courses, including transferable community-college sections, it turns budgeting, credit, investing and retirement into habits that last.

Personal finance
Top Hat
2nd edition

New in the second edition: a chapter on cryptocurrency.

View on Top Hat GBUS 10 Personal Finance

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GBUS 5, 10 and 25 at LBCC.

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Book Nick to speak

Money habits, teaching Gen Z and modern business education.

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Teaching, publishing and speaking inquiries.